Insurance & Annuities Tracking

Track and manage insurance policies and annuities within your Circle. Keep all your financial assets organized in one place.

⚠️

Important Legal Disclaimer

Circles is NOT an insurance provider, broker, or advisor. This platform facilitates the tracking and management of insurance policies and annuities that Circle members have independently purchased through licensed providers. We do not provide insurance advice, recommendations, or sell insurance products. Members must purchase insurance and annuities through licensed insurance professionals and make their own informed decisions.

How Insurance & Annuity Tracking Works

Circles allows you to track and manage insurance policies and annuities as part of your Circle's financial portfolio. This helps you keep all your assets organized and visible to Circle members.

1. Purchase Insurance/Annuity Independently

Members purchase insurance policies or annuities through licensed insurance providers. Circles does not facilitate the purchase - you work directly with licensed professionals.

2. Create a Deal in Your Circle

Once you've purchased an insurance policy or annuity, create a deal in your Circle to track it. Select "Insurance Purchase" or "Annuity Purchase" as the deal type.

3. Track Premiums & Cash Value

Record premium payments, track cash value growth, monitor beneficiaries, and keep all policy information organized within your Circle.

4. Monitor & Report

View insurance and annuity holdings in your portfolio, generate reports, and track performance alongside other Circle investments.

What You Can Track

Insurance Policies

  • Group life insurance
  • Term life insurance
  • Whole life insurance
  • Universal life insurance
  • Variable life insurance

Annuities

  • Fixed annuities
  • Variable annuities
  • Indexed annuities
  • Immediate annuities
  • Deferred annuities

Policy Details

  • Premium payments
  • Cash value growth
  • Beneficiaries
  • Policy loans
  • Dividends

Common Use Cases

Group Life Insurance for Circle

A Circle purchases group life insurance covering all members. Premiums are paid from the Circle pool, and each member gets coverage. The platform tracks premiums, coverage amounts, and beneficiaries.

Whole Life Insurance (Cash Value Building)

Individual or group purchases whole life policy. The platform tracks premium payments, cash value growth, policy loans, dividends, and beneficiaries.

Annuities for Retirement Planning

Circle or member purchases annuity for retirement planning. Track contributions, growth, cash value accumulation, and when ready, annuitize for guaranteed income. Monitor monthly payouts and beneficiaries.

Important Notes

  • We are NOT an insurance provider or broker - We only provide tracking and management tools
  • We do NOT provide insurance advice - Consult with licensed insurance professionals
  • Members must purchase independently - Work directly with licensed insurance providers
  • This platform only tracks - We facilitate organization and visibility, not sales

Ready to Get Started?

Start tracking your insurance and annuities in your Circle today.

Get Started Free